During the last decade the following things have happened in my family- One Alzheimer’s diagnosis, two cancer diagnoses, four marriages, one divorce, seven house sales, one new business, three deaths and six births.

If the last decade of your family’s life looks even a tiny bit like mine then it’s time to review your Will and if you haven’t yet made one, it goes without saying that you really do need to.

Any big life event should prompt you into reviewing your Will as should any change in your financial circumstances. The process with Nsure is very straightforward and whilst I understand that talking all things death probably doesn’t excite you, the overwhelming consensus from our clients that have used our estate planning service is that the experience was actually painless and always put their minds at rest.

The other things that you really need to consider arranging is both Health and Welfare and Property and Finance Lasting Powers of Attorney, just in case you are the one in four of us who loses capacity during your lifetime. People often tell me that they don’t think they need to do this just yet, but when everything is fine is exactly when you should be getting your affairs in order, as there may come a time when you could do without the added pressure of needing to meet with someone like me or worse still you miss the boat and it’s too late.

Thank you to those of you who came to our estate planning seminar in June, many of you have since met with me and made your Wills and arranged your LPAs which is great. Those of you who couldn’t make the last seminar can book to attend the forthcoming one on Tuesday 1st October at 3pm where my colleagues and I will be talking about Wills, LPAs and inheritance tax planning.

If you would like to arrange a meeting with me or if you would like any more information please do get in touch on 01903 821010 or via email Emma.wells@nsure.co.uk.