Writing your Will

Writing your Will is possibly something you’ve been putting off for years. ¬†However, understanding the importance of making a Will and seeking advice should really be on your to-do list.

If you have a Will when was the last time you reviewed it?  A change in circumstances such as; death of a beneficiary or executor, moving home, change in financial circumstances, the birth of a grandchild, marriage or divorce, are just a few reasons why you should review your existing Will.

Essentially a Will decides how you want your estate to be distributed when you die.

What will a Will do?

Let’s look at the legal side first.

A Will is a legal expression that allows you to document your final wishes, leave specific items and distribute your estate as you see fit.

It’s all about personal choice

There is often a driving force behind planning your Will, life changing events, illness, financial circumstances or the loss of a friend or family member can all be catalysts for starting the process. There is no law to say you must have a Will, however, it really is the only way to make sure your wishes are carried out.

Within a Will you can;

  • Safeguard your assets
  • Provide for children
  • Ensure your partner inherits
  • Arrange financial provision and guardianship for children
  • Be tax efficient
  • Minimise potential family disputes
  • Make arrangements for pets
  • Protect digital assets
  • Arrange who you want to manage your estate
  • Leave legacies to charity

Without a valid Will, intestacy rules apply.


Which can mean:

  • Children may not inherit
  • As Common law/ husband/ wife does not exist, partners may not inherit, including cohabiting couples who have children together
  • Your estate might face higher tax and administrative charges
  • Delayed distribution of your assets
  • More potential for family disputes


There is no up side to not having a Will.


Pay attention